406 Insurance · Independent & Licensed

Hamilton · 406 Insurance

Right here in Hamilton, on North 1st Street. Nate grew up down the road in Stevensville, and he sits down with Bitterroot families, business owners and people new to Medicare to sort out coverage that fits valley life. By appointment.

Map of Montana with a star marking Hamilton in the southwest corner of the state.
320 North 1st Street in Hamilton, a two-story office building with a green metal roof, a timber entry and a wooden address sign beside the parking lot.

Visit us

Our Hamilton office

Suite D4 on North 1st Street in Hamilton. We see people by appointment, which lets us give your situation our full attention instead of juggling the front door.

Phone

The team you can easily reach.

(406) 802-9990

Office

320 N 1st St, Suite D4

Hamilton, MT 59840

Monday to Thursday, 9am to 3pm. Friday, 9am to 12pm. By appointment.

Who you will see

Who you'll work with in Hamilton

Nate Lant

Independent Agent

Grew up in Stevensville and spent two decades in Montana public education before joining the family business.

Kelly Blyth

Owner and Independent Agent

In insurance since 1999, across service, training, sales and management. Kelly is who most people end up talking to first.

Angie Johnson

Independent Agent

Came to insurance from healthcare and mortgage lending. A lifelong Spokane Valley resident, licensed in Washington, Idaho and Montana.

Gina Hankal

Business Manager

Two decades in account management and human resources before insurance. Gina keeps the offices running and is usually the one who calls you back.

Service area

Serving the Bitterroot Valley

Clients come in from Stevensville, Corvallis and Victor, from Darby and Sula at the south end of the valley, and from Florence and Lolo on the way to Missoula. When the drive doesn't make sense, especially in winter, we meet by phone or video instead.

Downtown Hamilton at sunset, with autumn trees, street lamps, Hamilton banners and the Bitterroot Drug and Filling Station Grill storefronts along the street.
Products

One agency for all of it

Most people come to us for one thing and stay for the rest. What you need changes as your life does, and it helps to have someone who already knows your situation.

Health insurance

For Bitterroot households without coverage through work. We help you understand your options in the years before Medicare.

Health insurance

For Bitterroot business owners who want to offer good benefits and still run the business.

Protection

Term, permanent and final expense coverage sized to the people and the home, land or business you'd leave behind.

Protection

Accident, critical illness and hospital coverage that pays you directly when a health event hits your finances too.

Protection

Coverage that pays an agreed amount directly to you after a covered diagnosis, so you can put your energy into getting well.

Medicare

For people new to Medicare, new to the valley, or checking whether their Advantage plan still fits.

Medicare

For people who want steady, predictable costs and access to providers anywhere Medicare is accepted.

Medicare

For people on Original Medicare, often with a Supplement, who need separate drug coverage.

What our clients say

Questions before your first visit

What people usually want to know before they book an appointment with us.

Yes. From our Hamilton office we are taking on new clients across the Bitterroot Valley and throughout Montana, and our agents are also licensed in Washington, Idaho, Oregon, Arizona, New Mexico, Tennessee, Texas, Utah and Michigan.

There is typically no additional cost to work with us. As independent insurance agents, we are generally compensated by the insurance carriers we represent.

Our role is to help you understand your options, answer your questions, and help you look at the bigger picture of your health insurance and protection planning.

Yes. As independent insurance agents, we work with multiple established insurance carriers and offer a variety of insurance products.

That lets us look beyond a single company or a single type of coverage, and help you consider options that fit your lifestyle, your budget, your family and your overall protection needs.

They are the same family-owned, independent agency under two names. 406 Insurance serves Montana from our Hamilton office. Our Washington agency, Five-0-Nine Insurance, has offices in Spokane, Yakima and Walla Walla.

Several of our agents are licensed in both states. If you split your time between Montana and Washington, move across the state line, or have family on the other side, you can keep working with the same people. Call (406) 802-9990 in Montana or (509) 979-2578 in Washington.

Come in, or we can do this by phone

Visits are by appointment so the hour is yours. If getting here is not practical, the same conversation works by phone or video.