406 Insurance · Independent & Licensed
Hamilton · 406 Insurance
Right here in Hamilton, on North 1st Street. Nate grew up down the road in Stevensville, and he sits down with Bitterroot families, business owners and people new to Medicare to sort out coverage that fits valley life. By appointment.

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Visit us
Our Hamilton office
Suite D4 on North 1st Street in Hamilton. We see people by appointment, which lets us give your situation our full attention instead of juggling the front door.
Office
320 N 1st St, Suite D4
Hamilton, MT 59840
Monday to Thursday, 9am to 3pm. Friday, 9am to 12pm. By appointment.
Who you will see
Who you'll work with in Hamilton

Nate Lant
Independent Agent
Grew up in Stevensville and spent two decades in Montana public education before joining the family business.

Kelly Blyth
Owner and Independent Agent
In insurance since 1999, across service, training, sales and management. Kelly is who most people end up talking to first.

Angie Johnson
Independent Agent
Came to insurance from healthcare and mortgage lending. A lifelong Spokane Valley resident, licensed in Washington, Idaho and Montana.

Gina Hankal
Business Manager
Two decades in account management and human resources before insurance. Gina keeps the offices running and is usually the one who calls you back.
Service area
Serving the Bitterroot Valley
Clients come in from Stevensville, Corvallis and Victor, from Darby and Sula at the south end of the valley, and from Florence and Lolo on the way to Missoula. When the drive doesn't make sense, especially in winter, we meet by phone or video instead.
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One agency for all of it
Most people come to us for one thing and stay for the rest. What you need changes as your life does, and it helps to have someone who already knows your situation.
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Health insurance
For Bitterroot households without coverage through work. We help you understand your options in the years before Medicare.
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Health insurance
For Bitterroot business owners who want to offer good benefits and still run the business.

Protection
Term, permanent and final expense coverage sized to the people and the home, land or business you'd leave behind.
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Protection
Accident, critical illness and hospital coverage that pays you directly when a health event hits your finances too.

Protection
Coverage that pays an agreed amount directly to you after a covered diagnosis, so you can put your energy into getting well.
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Medicare
For people new to Medicare, new to the valley, or checking whether their Advantage plan still fits.

Medicare
For people who want steady, predictable costs and access to providers anywhere Medicare is accepted.

Medicare
For people on Original Medicare, often with a Supplement, who need separate drug coverage.
What our clients say
Questions before your first visit
What people usually want to know before they book an appointment with us.
Yes. From our Hamilton office we are taking on new clients across the Bitterroot Valley and throughout Montana, and our agents are also licensed in Washington, Idaho, Oregon, Arizona, New Mexico, Tennessee, Texas, Utah and Michigan.
There is typically no additional cost to work with us. As independent insurance agents, we are generally compensated by the insurance carriers we represent.
Our role is to help you understand your options, answer your questions, and help you look at the bigger picture of your health insurance and protection planning.
Yes. As independent insurance agents, we work with multiple established insurance carriers and offer a variety of insurance products.
That lets us look beyond a single company or a single type of coverage, and help you consider options that fit your lifestyle, your budget, your family and your overall protection needs.
They are the same family-owned, independent agency under two names. 406 Insurance serves Montana from our Hamilton office. Our Washington agency, Five-0-Nine Insurance, has offices in Spokane, Yakima and Walla Walla.
Several of our agents are licensed in both states. If you split your time between Montana and Washington, move across the state line, or have family on the other side, you can keep working with the same people. Call (406) 802-9990 in Montana or (509) 979-2578 in Washington.
Come in, or we can do this by phone
Visits are by appointment so the hour is yours. If getting here is not practical, the same conversation works by phone or video.
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